Apple Pay Express Transit Users in NYC Reportedly Being Charged Just for Going Near Tap-and-Pay Readers

Some travelers on the New York City subway who have enabled Apple's Express Transit feature on their iPhones are reportedly being hit with unintentional MTA charges when they walk near the tap-and-go fare readers.

omny

Image credit: PRNewsfoto/OMNY

Express Transit is an Apple Pay feature that allows users to pay fares with a swipe of their iPhone or Apple Watch at the turnstile without having to unlock their device first with Face ID, Touch ID, or a passcode.

But according to the New York Post, the OMNY tap-and-go fare readers that the MTA installed have been taking charges from some commuters when they used contactless cards and their iPhones were pocketed or in a purse.

Megan Bagg, 29, of SoHo, told The Post she has been charged twice — despite having her phone in her bag.

"It was ridiculous. My phone was in my purse near my hip," she said.

Bagg said she at first blamed the charge on her contactless credit card — and even called the bank to complain — until the second charge occurred when it wasn't on her person.

"I've been keeping my purse far from the thing when I go through the turnstile," she said.

Another subway user told The Post that he had had a similar experience swiping in with his MetroCard at Grand Central Terminal when his iPhone was in his pocket, and only noticed the doubled-up charge when later reviewing their bank statement.

MTA confirmed to the paper that "about 30 customers" had complained about unintended charges when the Express Transit feature of their iPhones is activated. The authority said it is working with Apple on a solution to address "the issue of unintended taps."

Apple says it has not had the issue in other cities where the Express Transit feature is available, so the problem seems to be down to the hypersensitivity of the NYC subway's tap-and-go readers. If you're a NYC subway user and you're concerned about being hit by bogus charges on your ‌iPhone‌ when paying with a card, you can turn off Express Transit until the issue with the terminals is fixed.

Related Roundup: Apple Pay

Popular Stories

Aston Martin CarPlay Ultra Screen

Apple's CarPlay Ultra to Expand to These Vehicle Brands Later This Year

Sunday February 1, 2026 10:08 am PST by
Last year, Apple launched CarPlay Ultra, the long-awaited next-generation version of its CarPlay software system for vehicles. Nearly nine months later, CarPlay Ultra is still limited to Aston Martin's latest luxury vehicles, but that should change fairly soon. In May 2025, Apple said many other vehicle brands planned to offer CarPlay Ultra, including Hyundai, Kia, and Genesis. In his Powe...
Apple Logo Black

Apple's Next Launch is 'Imminent'

Sunday February 1, 2026 12:31 pm PST by
The calendar has turned to February, and a new report indicates that Apple's next product launch is "imminent," in the form of new MacBook Pro models. "All signs point to an imminent launch of next-generation MacBook Pros that retain the current form factor but deliver faster chips," Bloomberg's Mark Gurman said on Sunday. "I'm told the new models — code-named J714 and J716 — are slated...
iOS 26

iOS 26.3 and iOS 26.4 Will Add These New Features to Your iPhone

Tuesday February 3, 2026 7:47 am PST by
We are still waiting for the iOS 26.3 Release Candidate to come out, so the first iOS 26.4 beta is likely still at least a week or two away. Following beta testing, iOS 26.4 will likely be released to the general public in March or April. Below, we have recapped known or rumored iOS 26.3 and iOS 26.4 features so far. iOS 26.3 iPhone to Android Transfer Tool iOS 26.3 makes it easier...
Apple MacBook Pro M4 hero

New MacBook Pros Reportedly Launching Alongside macOS 26.3

Sunday February 1, 2026 5:42 am PST by
Apple is planning to launch new MacBook Pro models with M5 Pro and M5 Max chips alongside macOS 26.3, according to Bloomberg's Mark Gurman. "Apple's faster MacBook Pros are planned for the macOS 26.3 release cycle," wrote Gurman, in his Power On newsletter today. "I'm told the new models — code-named J714 and J716 — are slated for the macOS 26.3 software cycle, which runs from...
iOS 26 Home Feature

Apple Gives Final Warning to Home App Users

Tuesday February 3, 2026 8:55 am PST by
In 2022, Apple introduced a new Apple Home architecture that is "more reliable and efficient," and the deadline to upgrade and avoid issues is fast approaching. In an email this week, Apple gave customers a final reminder to upgrade their Home app by February 10, 2026. Apple says users who do not upgrade may experience issues with accessories and automations, or lose access to their smart...

Top Rated Comments

Aluminum213 Avatar
79 months ago
People actually expected the MTA to pull something off that works? LMAO
Score: 6 Votes (Like | Disagree)
confirmed Avatar
79 months ago
I used Express Transit twice in December, worked perfectly.. no additional transactions. Oddly, I received a refund for both of them a couple days ago. No idea why, though I now wonder if they're proactively giving refunds for people who used OMNY terminals that have been deemed to be hyper sensitive.
Score: 4 Votes (Like | Disagree)
dapa0s Avatar
79 months ago
Why is the US so much behind on contactless payment? Or is this something else?
Score: 4 Votes (Like | Disagree)
esternberg387 Avatar
79 months ago

I used Express Transit twice in December, worked perfectly.. no additional transactions. Oddly, I received a refund for both of them a couple days ago. No idea why, though I now wonder if they're proactively giving refunds for people who used OMNY terminals that have been deemed to be hyper sensitive.
Did you use it on a Friday? They did this early in the summer and then again December - if you used a MasterCard, MasterCard refunded up to two trips per Friday as a promotion for OMNY being turned on at new stations.
Score: 3 Votes (Like | Disagree)
timborama Avatar
79 months ago
One potential way to reduce the issue is for the turnstile to disable the reader for five seconds whenever someone exits.
Oh ya, that would go over well with the crush of people behind you waiting to use the turnstile. LOL
Score: 2 Votes (Like | Disagree)
nexesnex Avatar
79 months ago
NY Post sometimes enjoys writing sensationalized stories.... this might be one. I wonder how they got a hold of that person with the bag, or if she even truly exists...
Score: 2 Votes (Like | Disagree)