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American Express Announces New Apple Pay Feature

American Express recently announced that you can now redeem Membership Rewards points when checking out with Apple Pay on the web and in apps on the iPhone and iPad.

Apple Pay American Express Points
When checking out with Apple Pay on iOS 18 or iPadOS 18 or later, tap on your eligible American Express card (Platinum, Gold, Green, and others) and select the Membership Rewards points option. You can use points to cover all or part of your purchase, with every 10,000 points redeemed through Apple Pay worth a $70 statement credit.

American Express points can be redeemed entirely within the Apple Pay checkout flow, with no need to open another app or complete additional steps.

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Top Rated Comments

auslanderplates Avatar
11 weeks ago
This is literally the worst way to spend membership rewards points. 1 pt = $0.70
Score: 13 Votes (Like | Disagree)
Dulcimer Avatar
11 weeks ago
I regularly transfer my Amex points to partner airlines like Air France KLM to score direct Europe-California business/first class flights for only 60k. Comes with legit premium lounge access, too. Those flights usually go for $6000.

That’s 10 cpp vs this Apple Pay redemption rate of 0.7 cpp!

You do have to hunt/plan around those rare points deals, but hasn’t been an issue for me.
Score: 5 Votes (Like | Disagree)
11 weeks ago

I regularly transfer my Amex points to partner airlines like Air France / KLM to score direct Europe-California transatlantic business/first class flights for only 60k. Comes with legit premium lounge access, too. Those flights usually go for $6000.

That’s 10 cpp vs this Apple Pay redemption of 0.7 cpp!

You do have to hunt/plan around those rare points deals, but hasn’t been an issue for me.
Yeah, this is the right way to leverage points.

This conversion for Apple Pay is absolutely terrible.
Score: 4 Votes (Like | Disagree)
Robert.Walter Avatar
11 weeks ago

Having more features integrated in Apple Wallet is cool. Meanwhile Discover removed the feature to show balances and stuff in Wallet earlier this month. A downgrade in user experience.
Haven’t had a discover card since 1993, when I got my AMEX card haha.
Score: 1 Votes (Like | Disagree)
Ted_Appleseed Avatar
11 weeks ago
Having more features integrated in Apple Wallet is cool. Meanwhile Discover removed the feature to show balances and stuff in Wallet earlier this month. A downgrade in user experience.
Score: 1 Votes (Like | Disagree)
Justin Cymbal Avatar
11 weeks ago
Score: 1 Votes (Like | Disagree)

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