John Hancock Offers Apple Watch Series 3 to Vitality Life Insurance Customers for Just $25 - MacRumorsOpen MenuShow RoundupsShow Forums menuVisit ForumsOpen Sidebar
Skip to Content

John Hancock Offers Apple Watch Series 3 to Vitality Life Insurance Customers for Just $25

Life insurance provider John Hancock has announced that new and existing members of its Vitality program can receive an Apple Watch Series 3 with GPS only for an initial payment of just $25 plus tax. Additional fees apply for customers who choose a cellular model or other more expensive models.

john hancock apple watch
The cost of the Apple Watch is actually split up into 24 monthly payments, which can be paid off by walking, running, biking, swimming, or completing various other exercises. Vitality members must earn at least 500 fitness-related Vitality Points per month over two years to avoid owing any of the instalments.

By connecting the Vitality Today app to Apple's Health app and confirming data sharing, customers can earn Vitality Points for Light, Standard, and Advanced Workouts towards the monthly goal. Customers can share steps measured by their iPhone or Apple Watch, as well as active calories from the Apple Watch.

The Vitality program is available with select John Hancock life insurance policies in the United States. The free Apple Watch Series 3 offer will be available starting November 6 everywhere except New York.

John Hancock, owned by Manulife Financial, first started offering Apple Watches to a limited number of members last year. About half of the people who received the device achieved their monthly goals and did not pay for the device, John Hancock senior vice president Brooks Tingle told CNBC.

John Hancock is the first life insurance provider to offer the Apple Watch at a discounted rate to its members. Health insurance provider Aetna offers a similar program to its employees, and may expand it to 23 million customers soon.

Related Roundup: Apple Watch 11

Popular Stories

3 4 24 Sport Band Refresh Feature

Sketchy Rumor Claims Apple Watch Series 12 Could Introduce Sensor in Band

Friday July 3, 2026 8:54 am PDT by
The Apple Watch Series 12 could ship with a new health sensor built directly into one of its bands, according to a sketchy rumor from a known leaker. The leaker known as "Kosutami" says the sensor will be injection-molded into a silicone band, and only a silicone band, apparently because Apple has not yet solved how to embed similar hardware in bands made from other materials. No detail was...
watchos 27

Siri AI Comes to Apple Watch in watchOS 27 Beta 3

Monday July 6, 2026 1:24 pm PDT by
With watchOS 27 beta 3, Apple added support for Siri AI and the Siri app, so Apple Watch users can now use the features right from their wrist. Apple said Siri AI would be coming to the watch back when watchOS 27 was first introduced, but the feature wasn't live until now. The Dynamic App Grid that pops up when the Digital Crown is pressed displays the Siri app in the center, and the...
Apple Watch Series 10 Jet Black

Apple Watch Series 13 Rumored to Mark the End of an Era

Wednesday July 8, 2026 1:29 pm PDT by
While the Apple Watch Series 12 is still a few months away, a new rumor suggests that next year's Apple Watch Series 13 will mark the end of an era. According to a recent post from a known leaker on the Chinese social media platform Weibo, the Apple Watch will be receiving a major redesign next year, and this will apparently include a new way of attaching bands to the watch. As a result, the ...

Top Rated Comments

115 months ago
It looks like they are now:

By connecting the Vitality Today app to Apple’s Health app and confirming that you would like to share your data, you can earn Vitality Points for Light, Standard and Advanced Workouts. You can share steps measured by your iPhone or Apple Watch as well as active calories from Apple Watch.
Worst case you can just let your dog wear it for a week.
Score: 16 Votes (Like | Disagree)
115 months ago
A "tracking" device that just gives them diagnostic information from the vehicle including speed, time of day, and hard breaking. Oh the horror.
I am OK with an insurance company reminding me to exercise and giving me an incentive.

I am not OK with Progressive claiming the accident was my fault and increasing my rates because I was doing 2 mph over the speed limit.
Score: 11 Votes (Like | Disagree)
Spanky Deluxe Avatar
115 months ago
I don't really see a downside here. This looks to be shockingly forward thinking for an American insurance company.
Score: 11 Votes (Like | Disagree)
115 months ago
I did that with progressive and saved 30% off my annual premium. It was easily the best decision I have made in terms for car insurance. 30% is anything but a small trade, $750 for two cars every 6 months with full coverage.
Sure, that's how it starts. Consider how close we are to this basically being compulsory if it would already cost you about 43% more than you're paying now to avoid it. Soon those not wanting to report their data will be priced out of the market--they just need a few more sheep that care more about saving a few bucks than they do about their privacy and the rest of us won't have a choice.
Score: 7 Votes (Like | Disagree)
115 months ago
A "tracking" device that just gives them diagnostic information from the vehicle including speed, time of day, and hard breaking. Oh the horror.
Right, it 'just' gives them 100% more data than they had just a few years ago. The camel's nose is under the tent, as they say, and soon they'll take just a few more pieces of data (say, location) and change the billing so that it's unaffordable to not accept their terms when demanding this data.

Certainly others can see the direction this is going, no? The problem with the "but I have nothing to hide" argument is that once they're seeing all of your data and storing it indefinitely, it's trivially easy for them to find all kinds of correlations should something happen down the road. How many times will it take you going 1-2 mph over the speed limit before your insurance company sees you as a 'habitual speeder'? How many days of not closing all your Apple Watch rings will it take before you're labeled as a 'lethargic customer'?

Folks, you're not getting a 'free' Apple Watch so you can dictate iMessages to your friends, they're doing it because they know it will eventually improve their profits.
Score: 6 Votes (Like | Disagree)
115 months ago
This reminds me of the trend these days where car insurance wants to give you a “discount” on premiums if you agree to install a tracking device in your car. You’re sacrificing your privacy and lining their data-driven pocket books for such a small trade.
A "tracking" device that just gives them diagnostic information from the vehicle including speed, time of day, and hard breaking. Oh the horror.
Score: 6 Votes (Like | Disagree)

🔗 Related Apple News & Rumors

Stay updated with the latest Apple ecosystem news and verified rumors