ANZ Eftpos Access Cards Now Support Apple Pay in Australia

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anzeftposEftpos, a debit payments network in Australia, today announced that ANZ eftpos Access cards now feature support for Apple Pay.

ANZ is the first bank in Australia to make in-store eftpos mobile payments available to 1.6 million ANZ eftpos Access cardholders through Apple Pay.

Visa, American Express, and MasterCard credit and debit cards issued in Australia by participating banks already supported Apple Pay, but the addition of eftpos is notable as it's widely used in the country.

"Today marks a significant milestone for eftpos as we move from our traditional card based payment method into mobile, enabling consumers with an iPhone or Apple Watch to choose the eftpos account they wish their mobile payment to be made from, being either their eftpos CHQ/SAV account. Customers can set their account preference out of CHQ/SAV and then save themselves entering their account each time they pay. After providing trusted, secure card-based payments for 30 years, eftpos can now also be used to make mobile payments," Mr Jennings said.

"About 1.6 million ANZ eftpos Access cardholders now have the opportunity to make payments on an iPhone or Apple Watch, many of whom may not have had the opportunity to make in store mobile payments before. As Australia's most used debit card network, we are thrilled to be providing ANZ eftpos Access customers with more payment choice, with added benefits of enhanced security and comfort."

As Business Insider points out, support for eftpos reduces fees for both customers and retailers compared to other payment methods.

Support for eftpos is now listed on Apple's Australian Apple Pay website and Apple Pay is available to ANZ Access card customers in Australia immediately.

Related Roundup: Apple Pay
Tags: ANZ, Australia
Related Forum: Apple Music, Apple Pay/Card, iCloud, Fitness+

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Top Rated Comments

Kyle-K Avatar
Kyle-K
108 months ago
Interesting you wrote that, I just got a message from ING stating the following -:
I should've added the banking institutions get to choose if they support transactions over $100 without a PIN as well. ANZ and Macquarie for example have had no restriction if the point-of-sale terminal supports CDCVM no PIN required.

Does this mean CDCVM will be rolled out to almost all terminals across Australia soon?
Most of the large retailers here in Australia have rolled it out long time ago.

Or are they just allowing it anyway?
Sounds like ING didn't support transactions over $100 without a PIN regardless of the terminal had support for CDCVM.

The "from time to time" part makes it a tad vague.
It's just what all the banking institutions and Apple say because not all terminal support CDCVM, however a lot of them in Australia do already. So there is a chance you may be asked for a PIN.

But there are some examples of where CDCVM won't be able to be rolled out with just a simple update of the firmware/ software running, for example Australia Post outlets will need to replace all there terminals.
[doublepost=1508292133][/doublepost]
You have 6 digit phone numbers?
Yes see here on Wikipedia ('https://en.wikipedia.org/wiki/Telephone_numbers_in_Australia#Local_Rate_and_FreeCall_numbers_.2813.2C_180.29') for more information about these And how they operate.
Score: 2 Votes (Like | Disagree)
Kyle-K Avatar
Kyle-K
108 months ago
I switched from HSBC to ANZ, simply because theyre investing in current/developing technologies.
HSBC, Has added Apple Pay. Initially was only supported on there credit cards but about a month or two ago they added finally the debit cards.

Some companies just cant cope with change. Change with the times, or I will change for you.
Definitely they're only banks, if they don't want to play ball it's not that hard to switch, Not to mention there's better deals out there specially in the Australian market with institutions that offer Apple Pay. For example Macquarie or ING.

And ANZ Supports more Apple Pay features than any other banking institution in Australia ('https://docs.google.com/spreadsheets/d/1pgHeaM7aK6OvszH1gR50dJNGrsQFIL1f4gl7AR2lMSw/edit?usp=sharing'). So they are definitely a good option if you want to be with one of the big banks.
Score: 2 Votes (Like | Disagree)
Kyle-K Avatar
Kyle-K
108 months ago
I didnt even know they added debit card support. You sure thats available in AUS? I was waiting a good while for that support. Talking like 2 years lol.
They added Apple Pay support for credit cards 6 months ago, Debit cards about 1-2 months ago. Here is there Apple Pay page ('https://www.hsbc.com.au/1/2/applepay/').

Glad im with ANZ now though :D
I guess you're not missing HSBC's outdated systems for example they're terribly out of date and horrendous Internet banking and apps.

Definitely plenty of good players here in Australia that support Apple Pay, Like you my recommendation is if your banking institutions holding out it's time to give them the dump.
Score: 2 Votes (Like | Disagree)
Kyle-K Avatar
Kyle-K
108 months ago
Do you still have to type in a PIN like with US debit cards?
No, you authenticate using Touch ID.
Actually you may need to enter your cards PIN if the transaction is over $100 and the terminal you're using at point of sale does not support Consumer Device Cardholder Verification Method (CDCVM) https://support.apple.com/en-au/HT202527

If the transaction is over $100 and the point-of-sale terminal supports CDCVM Touch ID or Face ID will be sufficient to authorise the transaction.

I wasn’t aware we still had Eftpos cards in Australia, literally every bank has switched to Visa and MasterCard debit cards for the past 10 years...
Most of the big banking institutions still have two cards available on most of their Bank Accounts, However some of the smaller institutions that support Apple Pay only have debit and credit cards, Most debit cards in the last few years have been issued as multi-scheme with support for chip and contactless eftpos. Check the back of your card for the eftpos and contactless logos which should be next to each other.

However I should add while this has been added to debit cards I'm not aware of any institution using those features yet from what I understand it's already to go however it's just waiting to be turned on.

Also only three of the big banks have started issuing chip and contactless eftpos only cards in Australia. ANZ was first then NAB and most recently Commonwealth Bank with the latter two not supporting Apple Pay.

(Edit: Some smaller credit unions have also started.)
Score: 1 Votes (Like | Disagree)
Nermal Avatar
Nermal
108 months ago
Hopefully this comes to NZ too. A number of smaller shops still don't support credit cards, and therefore contactless, due to the high fees. Meanwhile, non-contactless EFTPOS is everywhere.
Score: 1 Votes (Like | Disagree)
alvindarkness Avatar
alvindarkness
108 months ago
Actually you may need to enter your cards PIN if the transaction is over $100 and the terminal you're using at point of sale does not support Consumer Device Cardholder Verification Method (CDCVM) https://support.apple.com/en-au/HT202527

If the transaction is over $100 and the point-of-sale terminal supports CDCVM Touch ID or Face ID will be sufficient to authorise the transaction.
Interesting you wrote that, I just got a message from ING stating the following -:

Hi,

We are making a change to the way you use Apple Pay.

For all existing Apple Pay customers we will be removing the requirement to enter a PIN for Apple Pay transactions over $100 in Australia. This is a progressive roll out taking place over the next few months.

From time to time though, the terminal you use may request you to enter a PIN.

For questions or if there's anything we can do, we’re here 24/7 on 133 464.
From the ING team.


Does this mean CDCVM will be rolled out to almost all terminals across Australia soon? Or are they just allowing it anyway? The "from time to time" part makes it a tad vague.
Score: 1 Votes (Like | Disagree)
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