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Wallet App Gets New 'Insights' Feature in iOS 27 Beta 2

Apple has added a new "Insights" feature to the Wallet app in the second iOS 27 beta. Accessible by tapping the three dots in the upper right corner, Insights appears to let users add different financial accounts to monitor their spending.

wallet app insights
A splash screen for the feature says users will be able to connect accounts to Wallet to see spending insights, recurring transactions, account balances, and more. The fine print says the following: "Your device is connected to your financial institution by an Apple wholly owned subsidiary, which fetches, categorizes, and standardizes your account information for display on your device. Your account information is not stored."

Tapping on the Continue button on the splash screen goes to the Add to Wallet interface with no new options available, so it does not appear to be functional at this time.

Apple has detailed transaction information for the Apple Card, but support for other cards and accounts has been limited. Apple did introduce a Connected Cards (later renamed Connected Accounts) feature in iOS 17.1, but it saw limited adoption. Discover implemented support and users could see their total card balance, Pay with Rewards, and transaction history, but Discover removed the functionality in early June and almost no other U.S. issuers ever used it. Several UK banks still have deeper integration with the Wallet app's Connected Accounts option.

It looks like Insights could be a successor to Connected Accounts that will work without card issuers specifically adding in support.

Update: We've heard from several users whose banks have offered Connected Accounts integration, and the new Insights feature in ‌iOS 27‌ beta 2 is working for them, displaying spending highlights and details, so it's clear that Insights is indeed an evolution of the existing Connected Accounts feature.

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Top Rated Comments

iLuddite Avatar
19 weeks ago
The feature once it starts working:

ios 27 beta 2 insights wallet image
Score: 6 Votes (Like | Disagree)
19 weeks ago
Well there goes the 64000 vibe coded expense trackers on the App Store.
Score: 3 Votes (Like | Disagree)
CDPlayer Avatar
19 weeks ago
Nope. I don't want any AI parsing through my finances.

[glares at Chase]

Ok, ok, yeah, I know.
Score: 2 Votes (Like | Disagree)
18 weeks ago

Had this in the UK since Connected Cards in Wallet here became a thing several years ago. Works as expected TBH. No security concerns as Apple don't get to see the data.
That is because UK are the pioneer for Open Banking API to access your information in different banks.
Score: 1 Votes (Like | Disagree)
19 weeks ago

sure, there's Equifax, Transunion and such, but those only see my monthly spending as a single number, not every single transaction ... and then there's MC/Visa etc but I have yet to receive any notification from those except maybe an occasional fraud warning
I think the other commentator was thinking about the many if not vast majority of the merchants you do business with are making profiles of you or the fact that many institutions, including bank/card issuers, networks, etc share/sell information. You can make this a little harder for them with online purchases by making virtual numbers and changing them periodically.

You should also not link your card to any program if you are concerned about this kind of thing, as all these reward/discount programs share/sell info.
Score: 1 Votes (Like | Disagree)
19 weeks ago
I had this feature in beta 1. I’m uk based
Score: 1 Votes (Like | Disagree)
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